Taxi Insurance

Finding the right taxi insurance is not just about price. It’s about ensuring your policy reflects how you work and the risks you face every day.

We compare cover from a wide range of UK insurers and underwriters to help arrange policies that suit:

• Private hire drivers

• Public hire (hackney carriage) drivers

• Courier and multi-use drivers

• Taxi fleets and business operators

As an independent broker, we are not tied to one insurer. This means we can focus on arranging appropriate cover based on your individual circumstances.

Taxi insurance policies can be tailored depending on your needs and the type of licence you hold.

Typical cover options include:

• Third party only

• Third party, fire and theft

• Comprehensive cover

• Public liability insurance

• Legal expenses cover

• Loss of earnings or hire cover (subject to insurer terms)

Cover levels, benefits and eligibility will always depend on the insurer’s underwriting criteria and your driving profile.

No two taxi drivers operate in exactly the same way. Factors such as mileage, operating hours, location and vehicle type all influence the type of cover required.

We work with insurers to present an accurate picture of your driving and business use, helping to ensure your policy reflects:

• The type of taxi licence you hold

• Your driving history and experience

• The vehicle you operate

• Your working patterns

This approach helps ensure your insurance is suitable for your day-to-day work, not just a standard off-the-shelf policy.

Established in 1974, we are a family-run Chartered Insurance Broker with long-standing relationships across the insurance market.

Our team works with leading UK insurers and underwriters, allowing us to arrange cover for a wide range of taxi drivers, from single vehicle operators to larger fleets.

These established relationships help us access competitive and appropriate insurance solutions across a broad range of risks.

Arranging taxi insurance is straightforward.

1. Provide details about your vehicle and licence

2. Tell us how you use your vehicle

3. We approach suitable insurers on your behalf

4. Compare options and select your preferred policy

All quotations are subject to insurer acceptance and underwriting criteria.

Taxi insurance premiums are influenced by several factors, including:

• Driving history and claims record

• Vehicle type and value

• Annual mileage

• Location and operating area

• Type of taxi licence (public or private hire)

Each policy is individually assessed, and pricing will vary depending on your specific circumstances.