BUSINESS INSURANCE
Salon Insurance
Salon Insurance | Hair, Beauty & Barber Cover
Protect your salon, barbershop, or freelance hair & beauty business with comprehensive, affordable Salon Insurance from Grove Dean.
Whether you're a solo stylist or run a full-service salon, our chartered brokers tailor cover to your exact needs.
For the best salon insurance, speak to one of our business insurance agents on: 01708 436 811
Why You Need Specialist Salon Insurance
- Public Liability – Covers client injuries on your premises.
- Professional Liability – Covers treatment risks or client claims due to services provided.
- Product Liability – Covers claims from salon retail products causing allergic reactions or damage.
- Contents & Equipment – Protection for scissors, straighteners, chairs, fixtures and stock.
- Employers’ Liability – Required by law if you employ staff.
- Business Interruption – Covers lost income due to fire, flood, or closures.
Who Needs Salon Insurance?
We provide tailored insurance for:
- Hair salons and barbershops
- Beauty salons and spas
- Mobile or freelance stylists and beauticians
- Nail technicians
- Massage therapists
- Self-employed professionals renting a chair or room
Tailored Policies That Fit Your Business
- Customised cover bundles for your exact services
- Optional extras like cyber cover or legal protection
- Monthly instalments or annual payments
- Fast claims process & UK-based support
Why Choose Grove Dean?
- 20+ years’ experience in salon & beauty insurance
- Chartered insurance brokers – FCA regulated
- Rated 4.9★ by UK salon owners
- Quotes in minutes – call Grove & Dean on 01708 436 811 and speak to a human today!
How can we help you?
Fill in our form and a member of our insurance team will contact you to answer your enquiry.
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How can we help you?
Fill in our form and a member of our insurance team will contact you to answer your enquiry.
Thank you
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Frequently Asked Questions
What does salon insurance cover?
Salon insurance typically includes public liability, professional liability, product liability, employers’ liability (if applicable), contents, and optional extras such as business interruption and legal expenses cover.
Do I need insurance if I’m a mobile or freelance stylist?
Yes. Mobile stylists and freelancers still face risks like treatment errors or property damage at clients’ homes. A tailored policy will cover those risks and ensure you remain protected wherever you work.
I rent a chair in a salon – am I covered by the salon's policy?
Usually not. Most salons only cover their own business. As a self-employed stylist renting a chair, you’ll need your own liability and treatment insurance to be fully protected.
How quickly can I get insured?
You can get covered the same day. Call one of our advisors on 01708 436 811 to get a tailor made quote, most policies can be activated immediately.
Is my salon equipment insured?
Yes, if you include contents cover in your policy. This can include dryers, clippers, styling chairs, laptops, and retail stock.
What if a customer has an allergic reaction to a treatment?
This would fall under professional or product liability insurance, depending on whether the reaction was due to treatment or a product you sold/applied.
